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How to File a Police Report for Identity Theft

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If you are the victim of identity theft, you are not alone. There are plenty of people who have to deal with the problems that identity theft can cause. It is not easy to do and it can take a while. The problems caused by identity theft are the reason so many people are taking precautions to keep it from happening to them.
Reporting Identity Theft How to File a Police Report for Identity Theft
Despite all of the precautions that you take, you can still be at risk for identity theft. The thieves work hard to stay ahead of the game and are always on the lookout for their next victim. If you find that you have been victimized by an identity thief, you need to know what to do. The knowledge you have could stop the identity thief before they do too much damage. It could also help you correct any problems that are created.

Report it

One of the most recommended precautions you can take against identity theft is to monitor your credit reports and financial accounts. The moment you see something inaccurate, the faster you can react to it. The only question is, how do you react?

  • Contact the financial institutions. If you see charges on your bank account or credit account, the faster you contact the bank, the faster the card will be closed. This can stop an identity thief in his or her tracks. It could also limit the amount you are liable for.
  • Contact the credit bureaus. When fraudulent information appears on your credit report you have to contact the agencies to have it removed. You can also have a fraud alert placed on your report to offer you more protection from future attempts by the identity thief.
  • Keep monitoring your credit reports. The identity thieves may wait before they try again. Your vigilance could stop them.

 Identity theft is a crime

It is very important that you report identity theft to police as soon it happens. They will file a police report documenting the crime. It may not help catch the identity thief, but it will help you unravel the mess. The police report you file can help you fight any claims by companies that say you are liable for the fraudulent charges. It can also help you if you need the information about the theft at a later time.

Don’t leave anyone out

When it comes to identity theft, you need to make sure you contact anyone that could be affected by the theft that occurred. The FTC has created an identity theft affidavit to help with the process. You should also know how to contact all three of the credit bureau reporting agencies and all of your financial institutions. The affidavit will give you a form that can be used to report to all of the agencies without having to find the information again. If you do not report identity theft to everyone, you are putting yourself at risk of continued victimization.

Identity theft is a serious crime that affects a lot of people. The victims of identity theft are often embarrassed that it happened to them. They do not want to tell anyone because of embarrassment. That is a big mistake. The only way to stop an identity thief is to report it. You need to make sure that you report it to the right people and that you report it to all of the people who are being affected. The steps you take after identity theft are important following them can help you move on after the crime.

The post How to File a Police Report for Identity Theft appeared first on ID Theft Prevention.


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